What Is IRS Wage Garnishment?

The IRS utilizes several different types of collection tactics. The primary methods are to seize your bank account, record a tax lien against you, or garnish your wages—the latter being the most common. If you owe money to the IRS, it’s important to know how wage garnishment works and what you may be able to do to protect yourself with the help of an experienced wage garnishment lawyer.

 

In a nutshell, wage garnishment is a collection practice the IRS uses to notify your employer to send a portion of your earnings directly to the government as payment for your tax penalties or debt. This can be an embarrassing situation at the very least, but the problem can spiral out of control if action isn’t taken soon enough. While your credit card company, mortgage lender, or another private creditor needs to take you to court and get permission to garnish wages, the IRS doesn’t have that same obligation. In any case, you can expect to receive sufficient communication from the IRS before they begin garnishing your wages.

How Much of My Wages Can Be Garnished?

There’s no standard percentage that indicates what can be garnished. The amount of money the IRS can take from your paycheck is the result of a complicated calculation that determines how much of your income is exempt from wage garnishment. The non-exempt portion may be claimed entirely by the IRS. These situations can be difficult to stomach, as the cost-of-living calculations the IRS uses are based on pretax dollars and not take-home pay. Often, a taxpayer can’t afford everyday necessities following wage garnishment.

 

Morgan Sebastian Law will work to find a resolution before garnishment becomes necessary. Contact us today for help protecting your rights and interests!

Consult a Skilled IRS Wage Garnishment Attorney

At Morgan Sebastian Law, our team can represent you throughout the entirety of the wage garnishment resolution process and protect you from the IRS. You can rest assured that we’ll work tirelessly to achieve the best possible settlement based on the circumstances of your case. Attorney Becky Sebastian is eager to help you navigate what’s often a complex and confusing process, and she’s dedicated to preventing your employer from illegally terminating your employment or stopping your income from being substantially reduced.

 

Morgan Sebastian Law takes pride in the skill to represent individuals before the IRS in all 50 states and does so with integrity. If you’re confronted with the burden of wage garnishment and want to take back power over your finances, our experienced wage garnishment lawyer may be able to help. To speak with Becky during a free consultation, call (877) 223-6605 or complete our contact form today!

IRS Wage Garnishment